When you are the victim of a car accident, it can be a difficult situation, but it can be quite a bit worse if you are the cause of one. There are a few things you need to do right after a major car accident complete with injuries, vehicle damage, and anything else that it might come with. Below are some great tips to guide you in your quest to get yourself and others involved back on their feet so you can forget about the whole thing. This article will assume that you have insurance, otherwise, you may be facing some legal issues that involve criminal charges. If this is the case, then it would be recommended to contact a criminal lawyer or a car accident lawyer to figure out exactly where you stand with the law.
Using your Insurance Company
It’s always best practice to call your insurance company and open up a claim as soon as humanly possible in these kinds of situations. If you put calling your insurance company off, you risk that they will not be able to assist you in as many ways as you need them to. Be sure to let your insurance agent know exactly what happened so they can start the process of putting everything behind you. It’s also good because the person you hit will be able to get their compensation sooner or later so they won’t be likely to sink their lawyers on you. This can be a very valuable time saver so it can’t be stressed enough to get your insurance company involved as quickly as possible.
It may also be a prudent idea to ask your insurance company if it actually is your fault before doing anything else. Explain the situation to your agent before saying that everything was your fault. Traffic laws can be rather complicated and sometimes, it is ambiguous whether you really did cause the accident.
Seeking Legal Help when Further Complications Ensue
If everything has gone according to plan up to this point, then you won’t need to find good car accident lawyers to come to your rescue. But if the victim of the car accident does come at you and sue you for more damages than your insurance company is willing to pay, then it can be a very good idea of find an experienced attorney to fight for you. The insurance companies will have their own lawyers to protect them, but they won’t necessarily explain to you what is going on. At least meeting with a few attorneys to see where you stand on the situations and what you might be losing.
The important thing about this is not to panic and not to procrastinate. Step back from the situation and take a deep breath before doing anything. Everything will be okay if you follow these simple steps to protect yourself. Once the process starts moving forward, you’ll be able to fix up and replace your vehicle for the small cost of your deductible and a modest increase on your premium.